• Licensed Public Adjusters — All 50 States
  • Residential & Commercial Representation Nationwide
Nelden Public Adjusters
Licensed in All 50 States

Your Insurance Company Has an Adjuster. Now You Have One Too.

Nelden Public Adjusters represents policyholders — never insurance companies — through every step of a property damage claim. We inspect the loss, build the documentation, and negotiate the settlement, for residential and commercial properties nationwide.

File a Claim
No Recovery, No Fee
Residential & Commercial
A Dedicated Adjuster on Every Claim

About Nelden Public Adjusters

Most policyholders only interact with the insurance claims process once or twice in a lifetime. Insurance companies handle thousands of claims a year, with adjusters, engineers, and legal teams working on their behalf. Nelden Public Adjusters exists to close that gap.

We are a licensed public adjusting firm founded on a simple principle: the policyholder deserves an advocate with the same level of expertise as the carrier. Our adjusters do not work for, and are never compensated by, any insurance company. Every inspection, estimate, and negotiation is conducted solely on behalf of the property owner who hired us.

Our team has represented homeowners, landlords, property managers, and business owners across the country, handling claims ranging from a single damaged roof to total-loss commercial fires.

  • We represent policyholders exclusively — never insurers.
  • Licensed public adjusters in all 50 states.
  • Dedicated adjuster assigned to every file, start to finish.

At a Glance

Entity Type
Licensed Public Adjusting Firm
States Licensed
All 50 States
Practice Areas
Residential & Commercial
Fee Structure
Contingency — No Recovery, No Fee
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Services

Nelden Public Adjusters handles first-party property insurance claims for both residential and commercial policyholders. Every claim is assigned a licensed adjuster who manages inspection, documentation, and negotiation from filing to settlement.

COMMERCIAL ADJUSTING

Commercial Property Claims

For business owners, property managers, and commercial landlords, a mishandled claim can stop operations entirely. Our commercial team documents the full scope of loss — structure, contents, and lost income — so the settlement reflects the true cost of getting the business running again.

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  • Fire & smoke damage
  • Business interruption & lost income
  • Water, pipe burst & flood loss
  • Roof & structural wind damage
  • Multi-family & apartment complexes
  • Retail, office & industrial property
  • Equipment & inventory loss
  • Large loss & catastrophe claims
RESIDENTIAL ADJUSTING

Residential Property Claims

For homeowners and landlords, we handle the inspection, estimate, and negotiation so a stressful loss doesn't become a second job. Our residential team builds the claim file around the full extent of the damage — not just what's visible on the surface.

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  • Hurricane & wind damage
  • Hail & roof damage
  • House fire & smoke damage
  • Water damage & burst pipes
  • Mold & hidden moisture damage
  • Theft & vandalism
  • Total loss & rebuild claims
  • Denied & underpaid claim appeals

How It Works

A claim moves through five stages once you engage Nelden Public Adjusters. Your adjuster manages each one directly with the carrier.

  1. Free Claim Consultation

    We review your policy and the loss at no cost, and explain whether public adjuster representation makes sense for your situation.

  2. Policy Review & Damage Assessment

    A licensed adjuster inspects the property in person, documenting the full scope of damage, including items not immediately visible.

  3. Claim Documentation & Filing

    We prepare a detailed, itemized estimate and file the claim — or take over an existing claim already in progress.

  4. Negotiation With Your Insurer

    Your adjuster handles all communication and negotiation with the insurance company's adjusters and representatives.

  5. Settlement & Recovery

    Once a fair settlement is reached, we help coordinate next steps for repair, rebuild, or replacement funds.

Why Property Owners Choose Nelden

Licensed in All 50 States

Our adjusters hold active public adjuster licenses nationwide, so we can represent your claim wherever the property is located.

No Recovery, No Fee

Our fee is a percentage of what we recover for you above the carrier's initial offer. If there's no recovery, you owe nothing.

We Work for You Only

We are never paid by an insurance company. Every recommendation is made solely in the policyholder's interest.

Residential & Commercial

From a single-family roof claim to a multi-building commercial loss, our adjusters handle both property types daily.

Responsive Claim Handling

A dedicated adjuster is assigned to your file and reachable throughout the life of the claim — not a rotating call center.

Denied Claims Reviewed

We regularly reopen and appeal claims that were previously denied, delayed, or underpaid by the carrier.

Service Areas — Licensed in All 50 States

Nelden Public Adjusters holds active public adjuster licensing across the United States. Find your state listed below by region, or contact us to confirm licensing details for your property's location.

Find My State's Adjuster

Northeast

  • Connecticut
  • Maine
  • Massachusetts
  • New Hampshire
  • New Jersey
  • New York
  • Pennsylvania
  • Rhode Island
  • Vermont

Mid-Atlantic & South

  • Delaware
  • Maryland
  • Virginia
  • West Virginia
  • North Carolina
  • South Carolina
  • Georgia
  • Kentucky

Southeast & Gulf

  • Florida
  • Alabama
  • Mississippi
  • Louisiana
  • Arkansas
  • Tennessee

Midwest

  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Michigan
  • Minnesota
  • Missouri
  • Nebraska
  • North Dakota
  • Ohio
  • South Dakota
  • Wisconsin

Southwest & South Central

  • Texas
  • Oklahoma
  • New Mexico
  • Arizona
  • Colorado

West & Pacific

  • Alaska
  • California
  • Hawaii
  • Idaho
  • Montana
  • Nevada
  • Oregon
  • Utah
  • Washington
  • Wyoming
License numbers and standing vary by state and are available upon request. If your state is not listed under a region above, contact us directly — our licensed adjusters serve policyholders in all 50 states and U.S. territories.

Resources

Answers to the questions we hear most from policyholders, along with guides for navigating a claim.

Frequently Asked Questions

What is a public adjuster?

A public adjuster is a licensed insurance professional who represents the policyholder, not the insurance company, when a property claim is filed. We inspect the damage, prepare the estimate, interpret the policy, and negotiate the settlement on your behalf.

How is a public adjuster different from the insurance company's adjuster?

The insurance company's adjuster is paid by, and represents the interests of, the carrier. A public adjuster is hired directly by the policyholder and is legally obligated to represent only the policyholder's interests.

How much does it cost to hire Nelden?

We work on a contingency basis: our fee is a percentage of the amount recovered above the insurance company's initial offer. If there's no recovery, there's no fee.

Will hiring a public adjuster get my policy cancelled?

No. Filing a claim and hiring a public adjuster are rights protected under state insurance law. An insurer may not cancel or refuse to renew a policy solely because you exercised these rights.

How long does a claim take to settle?

It depends on the size and complexity of the loss. A straightforward residential claim may resolve in a few weeks; a large commercial or total-loss claim can take several months. Your adjuster will give you a timeline after the initial inspection.

Can you help with a claim that was already denied?

Yes. We regularly review denied, underpaid, and disputed claims, re-examine the damage and policy language, and reopen or appeal with the carrier when the evidence supports it.

Claim Guides

Plain-language guides prepared by our adjusting team. Request the full guide from your adjuster or through the contact form.

  • Understanding Your Property Policy

    Coverage types, exclusions, and deadlines explained.

  • Documenting Storm & Wind Damage

    What to photograph and record before repairs begin.

  • Appealing a Denied Claim

    Steps to challenge a denial or lowball settlement offer.

  • Business Interruption Claims Explained

    How lost income and extra expense are calculated.

Contact Us

File a new claim, ask a question about an existing one, or request a free consultation. A licensed adjuster responds to every inquiry.

Reach Nelden Public Adjusters

Licensed NationwidePublic adjusters licensed in all 50 states
Residential & CommercialOne firm for every property type
No Recovery, No FeeYou pay nothing unless we recover a settlement
A direct phone line and email are being finalized. Right now, the fastest way to reach a licensed adjuster is the claim form.

Request a Free Claim Review

Tell us about your property and your loss on our claim form. A licensed adjuster in your state will follow up shortly.

Start My Claim Request

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