St. Augustine, Florida Public Adjuster for Property Insurance Claims

Get a licensed public adjuster on your side for your St. Augustine, Florida insurance claim. We handle residential and commercial claims throughout St. Johns County, documenting every detail of the loss and negotiating a fair settlement on your behalf.

Local Claim Representation

Why St. Augustine Property Owners Hire a Public Adjuster

St. Johns County’s historic and coastal neighborhoods have flooded during recent hurricanes and nor’easters, and roof and water damage claims are common after every storm. When you file a claim, the insurance company sends its own adjuster to decide what your damage is worth. Nelden puts a licensed public adjuster on your side instead, someone who inspects your St. Augustine property in person, documents the full scope of the loss, and negotiates directly with the carrier until the settlement reflects the real cost of repair.

Frequently Asked Questions

Nelden serves every zip code in St. Augustine, Florida: 32080, 32084, 32086, 32092, 32095. We also cover the surrounding communities throughout St. Johns County, so if your property is nearby, reach out and we’ll confirm coverage.

Yes. Wind-versus-water disputes are one of the most common problems after a Florida hurricane. Your homeowners or commercial policy typically covers wind and wind-driven rain, while storm surge falls under flood insurance. Our adjusters document the cause of each area of damage so your St. Augustine claim isn’t shortchanged by a blanket flood determination.

Nelden works on a contingency basis. Our fee is a percentage of what we recover for you above the insurance company’s initial offer, and if there’s no recovery, you owe nothing. The exact fee is spelled out in writing before any work begins and never exceeds the limits set by state law.

Had Property Damage in St. Augustine?

Talk to a licensed public adjuster before you accept a settlement. We work for you, not the insurance company, and you pay nothing unless we recover.

Public Adjusters Near St. Augustine